Find Unclaimed Money in Florida

Unclaimed money in Florida includes financial assets that were turned over to the state after owners could not be contacted for an extended period of time. These funds often come from banks, former employers, insurance companies, utility providers, and investment firms. Common examples include forgotten bank accounts, uncashed paychecks, insurance benefits, and refundable utility deposits. The Florida unclaimed money program exists to safeguard these assets until they can be returned to their rightful owners. Anyone can search for unclaimed money in Florida at no cost, and there is no limit to the amount that may be claimed if a valid match is found.

Search Florida’s Official Unclaimed Money Database

Florida operates a state-managed unclaimed money program overseen by a government agency responsible for holding and returning lost funds. The official database allows individuals and businesses to search by name at no charge. All searches and claims are free, and approved claims are paid directly by the State of Florida.
Search for Unclaimed Money in Florida

How to Search for Unclaimed Money in Florida

  1. Visit Florida’s official unclaimed money search portal operated by the state.
  2. Enter your current or previous name, including maiden names or business names if applicable.
  3. Review the list of reported properties associated with matching names and cities.
  4. Select any listings that appear to belong to you and submit a claim through the state system.
  5. Provide requested documentation, such as identification or proof of address, to complete verification.
Florida unclaimed money search for lost funds held by the state

Types of Unclaimed Money Held by Florida

Florida holds a wide range of unclaimed financial assets turned over by private organizations and institutions.
Common types include:
  • Dormant bank and savings accounts
  • Uncashed payroll or refund checks
  • Life insurance benefits and annuities
  • Utility security deposits from closed accounts
  • Stocks, dividends, and other securities
  • Contents or proceeds from abandoned safe deposit boxes, which may include tangible items
Florida is one of the states that may auction certain safe deposit box contents while preserving the cash value for owners.

How the Florida Unclaimed Money Claim Process Works

After a claim is submitted, Florida reviews the request to confirm ownership or legal entitlement. Most claims require government-issued identification and documentation linking the claimant to the reported address or account. Simple claims are often processed within several weeks, while more complex cases involving estates or businesses may take longer to complete.

What If You’ve Lived or Worked in More Than One State?

Unclaimed money is reported to the state tied to the last known address of the owner, not the owner’s current location. If you’ve moved, worked remotely, or held accounts in other states, you may have unclaimed funds elsewhere. Identity-based search tools can help identify potential matches across states, but all claims are completed through official state programs.

All claims are completed through official state programs.

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Search unclaimed money programs for all U.S. states

Florida Unclaimed Money FAQs

Is it free to claim unclaimed money in Florida?
Yes. Florida does not charge any fee to search for or claim unclaimed money. The state provides a free public database and does not require payment to file a claim. If someone asks for a fee to retrieve funds on your behalf, they are not part of Florida’s official unclaimed money program.
Florida holds unclaimed money indefinitely until it is claimed by the rightful owner or an eligible heir. There is no expiration date for claiming funds once they have been transferred to the state, allowing individuals to file claims many years later.
Yes. Claimants must provide valid identification and documentation showing a connection to the reported address or account. This helps the state verify ownership and protect against fraud before releasing any funds.
Heirs, beneficiaries, and estate representatives may claim unclaimed money in Florida. Additional documentation, such as death certificates, wills, or court appointment papers, is typically required to establish legal authority to receive the funds.
Processing times in Florida vary by claim type. Straightforward claims may be completed in 30 to 90 days, while estate, trust, or business-related claims often require additional review and may take longer to finalize.

Florida’s unclaimed money program is administered by the state’s Department of Financial Services. This agency is responsible for safeguarding unclaimed funds, maintaining the official database, and issuing payments once claims are approved.

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