Find Unclaimed Money in Colorado

Unclaimed money in Colorado refers to financial assets that haven’t been claimed by their rightful owners after a period of inactivity. These funds are turned over to the state by banks, employers, insurance companies, utilities, and other businesses when contact with the owner is lost. Common reasons include address changes, closed accounts, or uncashed payments.

Searching for unclaimed money in Colorado is completely free and open to the public. Individuals, businesses, and heirs can all check to see if funds are being held in their name. The state safeguards this money until it is claimed by the verified owner or eligible beneficiary.

Search Colorado’s Official Unclaimed Money Database

Colorado operates a state-run unclaimed money program that allows residents and former residents to search for missing funds at no cost. The search process is free, and any approved claim is paid directly by the state.
Search for Unclaimed Money in Colorado

How to Search for Unclaimed Money in Colorado

  1. Visit Colorado’s official unclaimed money search system managed by the state treasury.
  2. Enter your name, business name, or prior Colorado address to view potential matches.
  3. Review listed properties to confirm whether the information aligns with your history.
  4. Submit a claim online and provide documentation to verify your identity or ownership.
  5. Track your claim status as the state reviews and processes your request.
Colorado unclaimed money search for residents and former residents

Types of Unclaimed Money Held by Colorado

Colorado holds a wide range of unclaimed assets that originate from everyday financial activity. These funds remain available to be claimed indefinitely. Common types include:
  • Bank accounts that became inactive
  • Uncashed payroll or vendor checks
  • Insurance proceeds or premium refunds
  • Utility security deposits from closed accounts
  • Securities such as stocks or dividends
  • Safe deposit box contents, which may include documents or small valuables
Utility deposits are especially common when renters move and forget to request a final refund.

How the Colorado Unclaimed Money Claim Process Works

After a claim is submitted, Colorado verifies ownership by reviewing identification and supporting documents, such as proof of address or relationship to the original owner. Straightforward claims are often resolved within several weeks, while more complex cases may take longer depending on documentation and property type.

What If You’ve Lived or Worked in More Than One State?

Unclaimed money is reported to the state associated with your last known address, not necessarily your current residence. Because people frequently relocate for work, school, or family, it’s common to have unclaimed funds in more than one state. Identity-based search tools can help identify possible matches across states.
All claims are completed through official state programs.

Looking for another state?

Search unclaimed money programs for all U.S. states

Colorado Unclaimed Money FAQs

Is it free to claim unclaimed money in Colorado?
Yes. Colorado does not charge a fee to search for or claim unclaimed money. The state provides a free public database and processes claims directly. You should be cautious of third parties that offer to help for a percentage of your funds, as the official state process is always available at no cost.
Colorado holds unclaimed money indefinitely. Once funds are transferred to the state, there is no deadline for the rightful owner or heirs to submit a claim. The money remains available regardless of how much time has passed since it was originally reported.
Yes. Claimants must provide valid identification and documentation that proves ownership or legal entitlement. This may include a government-issued ID, proof of address, or business records. Additional documents may be required for estates, trusts, or business-related claims.
Heirs and beneficiaries are allowed to claim unclaimed money on behalf of a deceased owner. The state typically requires documentation such as a death certificate, proof of relationship, and legal authority to act on behalf of the estate before releasing funds.
Processing times in Colorado vary based on claim complexity. Simple claims with complete documentation may be processed within a few weeks, while claims involving estates, businesses, or safe deposit contents can take longer due to additional verification steps.
In Colorado, most financial property becomes unclaimed after three to five years of inactivity, depending on the asset type. Once this dormancy period is met, holders are required to report and transfer the property to the state for safekeeping.
Scroll to Top