Find Unclaimed Money in Missouri
Unclaimed money in Missouri refers to financial assets that have been turned over to the state after the owner could not be contacted for a period of time. These funds often come from banks, former employers, insurance companies, utilities, and other businesses that lost touch with the rightful owner. Common situations include inactive bank accounts, uncashed payroll checks, or forgotten security deposits. Searching for unclaimed money in Missouri is free and available to the public. The state safeguards these assets until they are claimed, ensuring owners or their legal heirs can recover what belongs to them at any time. No purchase or payment is required to begin a search.
Search Missouri’s Official Unclaimed Money Database
Missouri operates a state-run unclaimed money program to help residents locate and claim lost financial assets. The official database allows anyone to search at no cost, and claims are processed directly by the state without third-party involvement.
How to Search for Unclaimed Money in Missouri
- Visit Missouri’s official unclaimed money search page maintained by the state treasury.
- Enter your full name or business name, including any previous names used while living or working in Missouri.
- Review the list of potential matches and select any property that appears connected to you.
- Submit a claim through the state’s online system or by mail, following the provided instructions.
- Provide the requested documentation so the state can verify ownership and release the funds.
Types of Unclaimed Money Held by Missouri
Missouri holds a wide range of unclaimed financial assets that are turned over by businesses and institutions when owners cannot be reached.
- Bank accounts
- Uncashed checks, including payroll and vendor payments
- Insurance proceeds and policy benefits
- Utility deposits from closed residential or commercial accounts
- Securities such as stocks, dividends, or mutual fund shares
- Safe deposit box contents, which may include documents or tangible items held separately from cash
How the Missouri Unclaimed Money Claim Process Works
After a claim is submitted, Missouri reviews the information to confirm ownership or legal entitlement. Claimants are typically asked to provide identification and proof linking them to the reported address or account. Processing times vary based on claim complexity, but many complete claims are reviewed within several weeks once all documentation is received.
What If You’ve Lived or Worked in More Than One State?
Unclaimed money is reported to the state tied to the owner’s last known address, which means assets may be held in states where you previously lived, worked, or conducted business. Job changes, college attendance, and relocations commonly lead to accounts being left behind. While identity-based search tools can help organize your search, all claims are completed through official state programs.
Looking for another state?
Missouri Unclaimed Money FAQs
Is it free to claim unclaimed money in Missouri?
Yes. Missouri does not charge a fee to search for or claim unclaimed money. The official state database is available to the public at no cost, and filing a claim directly with the state does not require payment. Be cautious of third parties that offer paid services, as they are not required to recover funds.
How long does Missouri hold unclaimed money?
Missouri holds unclaimed money indefinitely. There is no deadline for owners or heirs to file a claim, regardless of how long the property has been held by the state. Funds remain available until proper ownership is established through the official claim process.
Is identification required to claim unclaimed money in Missouri?
Yes. Claimants are generally required to provide government-issued identification and documentation showing a connection to the reported address or account. This helps the state confirm that funds are released only to the rightful owner or an authorized representative.
Can heirs or estates claim unclaimed money in Missouri?
Heirs, beneficiaries, and estate representatives may claim unclaimed money on behalf of a deceased owner. Additional documentation, such as death certificates or probate records, is usually required to demonstrate legal authority to receive the funds.
How long does it take to process a Missouri unclaimed money claim?
Processing times in Missouri depend on the type of claim and the completeness of submitted documentation. Straightforward claims may be reviewed within a few weeks, while more complex estate or business claims can take longer due to additional verification steps.
Which state office manages unclaimed money in Missouri?
Missouri’s unclaimed money program is administered by the state treasury. This office is responsible for receiving unclaimed assets, maintaining the official database, and reviewing claims submitted by individuals, businesses, and estates.