Find Unclaimed Money in Arkansas

Unclaimed money in Arkansas includes financial assets that were turned over to the state after the owner could not be contacted for a period of time. This may involve forgotten bank accounts, unpaid wages from former employers, insurance policy benefits, utility deposits, or refund checks that were never cashed. Businesses such as banks, employers, insurance companies, and utility providers are required to report these funds to the state for safekeeping.

Searching for unclaimed money in Arkansas is completely free and available to both individuals and businesses. The state holds this property until the rightful owner or their heirs submit a valid claim.

Search Arkansas’s Official Unclaimed Money Database

Arkansas operates a state-managed unclaimed money program that allows the public to search for missing funds by name or business. There is no charge to search the database or to file a claim, and all claims are reviewed and paid directly by the state.
Search for Unclaimed Money in Arkansas

How to Search for Unclaimed Money in Arkansas

  1. Visit Arkansas’s official unclaimed money search website.
  2. Enter your full legal name or a previous name you may have used while living or working in Arkansas.
  3. Review the results carefully, including old addresses or employer listings tied to your name.
  4. Select the property that appears to belong to you and begin the claim request.
  5. Submit the required verification documents to confirm ownership before the state releases funds.
Arkansas unclaimed money search at the state capitol

Types of Unclaimed Money Held by Arkansas

Arkansas safeguards a wide range of unclaimed financial assets on behalf of residents, former residents, and businesses. Common categories include:
  • Bank accounts and savings balances
  • Uncashed payroll, vendor, or refund checks
  • Life insurance benefits and annuity payments
  • Utility security deposits, including electric and water services
  • Stocks, dividends, and other securities
  • Safe deposit box contents, which may include documents or small valuables
Utility deposits are a frequent source of unclaimed money when residents move and forget to request a final refund.

How the Arkansas Unclaimed Money Claim Process Works

Once a claim is submitted, Arkansas reviews the request to verify ownership using identity and address records. Claimants are typically asked to provide proof such as a government-issued ID and documentation linking them to the reported property. Processing times vary depending on claim complexity, but many straightforward claims are completed within several weeks.

What If You’ve Lived or Worked in More Than One State?

Unclaimed money is reported to the state tied to your last known address, not your current location. If you have lived, worked, or operated a business in multiple states, it is common to have unclaimed money in more than one place. Identity-based search tools can help identify possible matches across states, but each claim must be filed separately.

All claims are completed through official state programs.

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Arkansas Unclaimed Money FAQs

Is it free to claim unclaimed money in Arkansas?
Yes. Arkansas does not charge any fees to search for or claim unclaimed money. The state provides the search tools and claim process at no cost, and you receive the full value of the property once ownership is verified.
Arkansas holds unclaimed money indefinitely until the rightful owner or an eligible heir comes forward. There is no deadline to claim funds, regardless of how long the state has been holding the property.
Yes. Claimants are required to provide identification to confirm ownership. This typically includes a government-issued photo ID and documentation linking you to the address or account listed with the property.
Heirs may claim unclaimed money if the original owner is deceased. Additional documentation, such as a death certificate or proof of relationship, is usually required as part of the verification process.
Processing time depends on the type of claim and the documents submitted. Simple claims may be completed in a few weeks, while more complex claims involving estates or businesses can take longer to review.
Most financial property in Arkansas is considered unclaimed after a period of inactivity, commonly ranging from three to five years, depending on the asset type. Once dormant, the property is transferred to the state’s unclaimed money program.
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