Find Unclaimed Money in Maryland

Unclaimed money in Maryland includes funds that were turned over to the state after businesses lost contact with the rightful owner. This can happen when bank accounts go inactive, paychecks go uncashed, insurance benefits are never claimed, or utility deposits are left behind after a move. Maryland residents may have unclaimed money held from banks, former employers, insurance companies, or service providers. Searching for unclaimed money in Maryland is free and open to the public. Many people are surprised to learn that even small address changes or job transitions can result in forgotten funds being reported to the state for safekeeping.

Search Maryland’s Official Unclaimed Money Database

Maryland maintains a state-run unclaimed money program to protect abandoned financial assets until they are claimed. Searches and claims are free to complete, and there is no charge to access the database. All claims are processed directly through Maryland’s official state system.
Search for Unclaimed Money in Maryland

How to Search for Unclaimed Money in Maryland

  1. Go to Maryland’s official unclaimed money search website.
  2. Enter your legal name, along with any former names or common variations.
  3. Review the list of potential matches, paying attention to listed Maryland addresses.
  4. Select any property that appears to belong to you or your organization.
  5. Complete the claim form and submit documentation requested by the state for verification.
Maryland unclaimed money search for residents and businesses

Types of Unclaimed Money Held by Maryland

Maryland receives unclaimed assets from a wide range of reporting organizations. These funds are securely held by the state until claimed by the rightful owner or authorized representative.
  • Bank accounts and savings balances
  • Uncashed payroll, refund, or vendor checks
  • Insurance proceeds and unpaid policy benefits
  • Utility deposits from closed residential or commercial accounts
  • Securities such as stocks, bonds, and dividend payments
  • Safe deposit box contents, which may include physical items rather than cash

How the Maryland Unclaimed Money Claim Process Works

Once a claim is submitted, Maryland reviews the information to confirm ownership. Claimants are generally required to provide identification and proof linking them to the reported property. Processing times vary, but many individual claims are reviewed and completed within several weeks if documentation is complete.

What If You’ve Lived or Worked in More Than One State?

Unclaimed money is reported to the state tied to your last known address, not necessarily your current residence. Because people often relocate, change employers, or operate businesses across state lines, it is common to have unclaimed money in more than one state. Identity-based search tools can help locate possible matches nationwide. All claims are completed through official state programs.

Looking for another state?

Search unclaimed money programs for all U.S. states

Maryland Unclaimed Money FAQs

Is it free to claim unclaimed money in Maryland?
Yes. Maryland does not charge a fee to search for or claim unclaimed money. The state provides a free public database, and claims can be filed directly without paying a percentage of the funds. Any service requesting payment to submit a claim is optional and not required.
Maryland holds unclaimed money indefinitely until it is claimed. There is no deadline for filing a claim once the funds are transferred to the state, allowing owners or heirs to recover property even many years after it became unclaimed.
Identification is required to verify ownership. Claimants are typically asked to provide a government-issued ID and documentation showing a connection to the reported address or account. These safeguards help prevent fraud and ensure funds are released to the correct individual or entity.
Yes. Heirs, executors, or estate administrators may file claims on behalf of a deceased owner. Additional documentation, such as death certificates, wills, or probate records, is required to establish legal authority and eligibility.
Processing time depends on the complexity of the claim. Straightforward individual claims may be resolved within a few weeks, while estate or business-related claims can take longer due to additional review and documentation requirements.
Maryland’s unclaimed money program is managed by the state comptroller’s office. This agency is responsible for receiving unclaimed assets, maintaining records, and returning funds to verified owners and authorized claimants.
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